Yahoo! Finance – What Sets This Finance Website Apart?

“What Obama Must Say Tonight,” “10 Tax Moves to Make in 2010,” and “Ailing Banks Favor Salaries Over Shareholders,” are all examples of the dozens of articles that could be found today at Yahoo! Finance. Yahoo! Finance is a finance website that offers lots of free information and tools all related to finance. There are many websites today that offers resources and tools related to personal finance and investing, so what does Yahoo! Finance have to offer?

*Free- Although there are some services available for a fee, accessing the Yahoo! Finance website is free and so is the use of many tools.

*Personalized Updates- If you choose to set up an account, you can get personalized updates when you log on about stocks or companies that you’re interested in.

*Up to Date- This is one of the best things that sets Yahoo! Finance apart. Market indexes and updates are updated frequently and the “news” is fresh.

*At a Glance- You can see Market index averages for the day including the DOW, NASDAQ, S&P 500 and more, as well as graphs showing the trend in these averages for the most recent working day.

What’s Up at Yahoo! Finance?

In addition to the Yahoo! Finance home page, you can find helpful pages on:

-Investing

-News and Opinion

-Personal Finance

-My Portfolios (if you choose to organize your financial information here)

– A Tech Ticker

On the Investing Pages at Yahoo! Finance:

Find out about “Today’s Markets,” including recent earnings statements, recent stock splits and more.

Mutual Funds, Stocks, ETFs, Options, Industries and Currencies are all explored furher. Find research, converters, calculators, articles and more.

You can also learn more about world stock index levels, world news and exchange rates are under “International.”

“Research and Education” offers a business term glossary, personal tutorials on finance and investing and more.

Of course Yahoo! Finance also offer “Community,” a section where you can chat, ask questions or join groups.

On the Personal Finance Pages at Yahoo! Finance:

Get your personal finances organized at “Banking and Budgeting.” Free trials of online bill pay are available. Frequent offers include free for 6 months and $4.95 thereafter.

More under Personal Finance…

*Insurance

*Taxes

*Loans

*Real estate

* Family and Income

*Retirement

On the News and Opinion Pages at Yahoo! Finance:

Look for articles on…

*Industry news

*New technology

*Top picks by experts

Creating a Yahoo! Finance Account:

Creating an account at Yahoo! Finance is easy and free. Once you’ve created an account, you can personalize your logon so that the information that is important to you will be displayed including stock prices and relevant news pertaining to companies you are interested in.

The Perks of Yahoo! Finance:

Yahoo! Finance visitors and members enjoy that there’s so much financial information in one place and that the articles and financial charts on Yahoo! Finance are kept up to date. They also like that so many of the services available are free. Visitors also applaud Yahoo! for having limited ads.

Popular Tools at Yahoo! Finance:

There are rate charts and calculators for Mortgage, Home Equity, Savings, Auto Loans and Credit Cards for fixed loans and ARMs. You can see rates across the country as well view rates in your area.

Find Some Hidden Expenses in Your Car Insurance Such As Healthcare?

Chances are, if you own a car, you might be paying for some unnecessary “extra options.” For example, if you already have health insurance, why does one need the “medical coverage” under car insurance? Have you ever asked your car insurance company what this means? So what if you get into a car accident and you are injured? Will your current health insurance wait for your car insurance to kick in because you have this “medical coverage,” thus delaying claims? How long will this be delayed, and will this affect your health insurance coverage because of a “lengthy delay,” costing you more out-of-pocket medical expenses because you missed the submission day? It all sounds to familiar, right? But if you do not have health insurance and you are injured in a car accident, this “medical coverage” can help pay for some of your medical bills (it did for me).

In general, this “medical portion” of your car insurance MAY cover the following, but be sure to ask your car insurance representative to explain:

Some funeral expenses
Passengers that might be hurt while you or a family member is driving
If you are an injured passenger in someone else’s car
If you are struck by a car while walking or cycling
If you require dental care after an accident
If you require extended nursing services or hospitalization while rehabilitating
If you require prosthetic limbs

So if you are doing some “summer cleaning” and you are trying to uncover some cost savings because you are worried about that mysterious increasing premium under your health insurance, be sure to call your car insurance and start asking questions (and be sure to document the answers).

Start with these warm up questions: Do you really need the rental car option if you have a new car? How does that loss of income actually help you and in what situation? When does that bodily injury actually kick in, and what part of your body?

When you feel warmed up to the point that the car insurance representative is sweating, start asking about the “medical expense payments.” What is the bare minimum requirement needed in your state? What does it cover? How does it compare to your current health

Moving Companies: Alternatives And Financing

Moving from one property to another can sometimes be traumatic. Till you get used to the new property there are a lot of hassles that you’ll have to go through. Moreover, the problems will start from the very beginning when you have to move your things from one place to another. Thus, choosing your moving company is something that can provide a great relief or further problems.

Resorting to a moving company is not the only action you can take. It all depends on the amount of things you have and the distance that separates one property from the other. You may be able to move most of your things by yourself or maybe all with the aid of some friends or family members. But take into consideration the fact that some furniture and appliances are fragile and should better be handled by professionals.

Costs And Alternatives

Hiring a moving company can be expensive. If you have to move especially delicate things like a piano for example, you may even have to hire the services of exclusive moving companies that will charge significantly higher amounts. You can shop around and compare prices but bear in mind that sometimes what is too cheap turns out expensive and the company will be transporting all your belongings which you surely consider valuable in more than one sense.

As explained above, the cost of hiring a moving company will vary according to the amount of things that you need to transport from one property to the other but mainly on the distance that separates both properties. If the type of things you need to move would allow you to transport them yourself provided that you had the transport means, hiring a moving company may not be your only possible solution.

It is also possible to rent a truck or a van where you can (with the aid of friends or relatives) carefully load all your belongings and transport them from your current residence to your new home. Bear in mind though, that you’ll need to fasten and secure everything so nothing gets damaged during the carrying. Using a proper cushion wrapping to reduce the risk of damage is an excellent idea.

Financing: The Simple Solution

Though moving companies can be expensive, you may decide that they are the best choice for you. If that’s the case, the good news is that you can obtain finance to move your belongings. Some moving companies will agree to provide several installments to finance the fees. Even if that’s not the case, you can still resort to other forms of financing in order to obtain the funds to pay the fees altogether.

You have mainly two alternatives: you can pay with credit card and use the ability to finance the balance on your credit card so you can pay as much as possible every month. Or (and this is my preferred solution), take a personal unsecured loan to pay for the whole fees and then repay the loan in the small resulting installments. This last alternative is probably the cheapest one because the interest rates on personal loans are considerably lower than the ones charged by credit card financing.